Get the funds to grow your business.
Kredit Hero can match you to lenders for almost any business related loan
Requirements
Turn your goals into achievements with the right funding. Unlock growth, enhance operations, and transform your vision into success.
Audited Financial Statements
Income Tax Return
Bank Statement
Business Registration Document
Primary IDs
Many types of loans to suit all needs
We are a business loan marketplace providing a variety of financing options to meet different needs
Working Capital
Short-term finance for operational expenses and to maintain a positive cash flow.
Buy Equipment
Finance for business equipment or vehicles, secured by the asset.
Pay Supplier
Short-term financing to cover supplier payments and keep your supply chain steady.
Buy Property
Finance for commercial, industrial, or rural property. Owner-occupied or tenanted.
Pay Staff
Short-term credit to cover payroll expenses, repaid by next payroll.
Refinance loan
Restructure or consolidate existing loan facilities in good standing, for a better deal.
Buy Inventory
Revolving credit for vehicle and equipment dealers, secured by your inventory.
Other
Other business loan needs
Small loans up to
₱200,000
for micro business
All loans from
₱300,000 to ₱20 million+
for small to medium businesses
No fees
to borrowers
How to prepare your loan application
How much can I borrow?
You can borrow up to ₱200,000 with small loans for micro businesses, while larger loans range from to ₱20 million+ for small to medium businesses.
The maximum amount small to medium businesses can borrow will be determined by several factors, including the solution you choose, your Kredit Hero score (K-Score), and the lending appetite of the lenders we match you with.
The maximum amount small to medium businesses can borrow will be determined by several factors, including the solution you choose, your Kredit Hero score (K-Score), and the lending appetite of the lenders we match you with.
What are the application requirements?
To create a business loan application, we require the following documents:
For micro loans, the following additional documents are required:
Please note that some business loan solutions may have specific requirements (e.g., an invoice for equipment being acquired), and lenders may have additional requirements. These will be communicated after you have submitted your application and a lender has assessed it.
What is the application process?
1. First, identify whether you are a micro business or a small to medium business.
For micro businesses, fill out the application form here (linked to the landing page).
Ready the following documents to upload in the application form:
For micro businesses, fill out the application form here (linked to the landing page).
Ready the following documents to upload in the application form:
For small to medium businesses, sign up and create a profile in our Borrower Portal. Click here to get started.
Complete your application by providing the following documents:
2. Once you have submitted your application, we will review it, format it according to lenders’ standards, and match your request with suitable lenders interested in your profile. If we identify any issues, we will notify you promptly so you can resolve them.
Lenders have a limited timeframe to evaluate the opportunities presented. If they find your application suitable, they will make you an offer. Depending on the interest from lenders, you may receive multiple offers to choose from. Review these offers, select the one that best suits your needs, and proceed with the next steps to secure your funding.
How do I check the status of loan application?
For Micro Business Loans: We will keep you updated directly in your email inbox. If you would like to follow up, you may send us an email at ask@kredithero.com.
For Small to Medium Businesses: To view your applications, log in to the Kredit Hero app. Click on the Applications tab to see your submitted applications and their corresponding statuses.
For Small to Medium Businesses: To view your applications, log in to the Kredit Hero app. Click on the Applications tab to see your submitted applications and their corresponding statuses.
When can I access the funds?
If you accepted your loan offer, it means you agree to the lender’s loan terms and conditions and can now continue processing your loan application.
Once your loan is funded, the lender will notify you immediately.
Once your loan is funded, the lender will notify you immediately.
Let’s See How it Works
Get perfect matches with a K-Score
Submit
Borrower submits application and supporting documents
Analyse
Kredit Hero uses advanced machine learning and generative AI models to structure, analyse, validate and enrich data
Score & Match
Kredit Hero overlays proprietary risk scoring models (K-score) that enable lenders to rapidly respond to matched application
Get started with your business loan today
Apply to multiple lenders with a single application. Save time, compare offers, and find the right loan to grow your business—all on one simple platform.
